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Housing Counseling

Housing Program

The White Oak Foundation emerged as a Housing and Urban Development (HUD) approved Counseling Agency in 2009 hence establishing an internal Program focused on home retention within our community.

Our Housing Program offers a variety of services ranging from financial guidance and assistance for home preservation to counseling services for sound home investment/money management.

The Services offered include:

  • Loss Mitigation Assistance:  This is the process where borrowers and their loan servicer work together to avoid a foreclosure.
  • Pre-Purchase education & counseling classes and one-on-one counseling for future home investment(s);
  • Rental assistance educational workshops and referrals to NC Housing Search;
  • Financial Literacy Education classes offering sound money management guidance; and
  • Workshops on topics such as banking, credit, budgeting and debt management, savings &  investment.
  • Our Program offers services to Wake, Durham, Chatham, Lee, Harnett, Johnston and Orange counties.


Upcoming Events

    First Time Homebuyers


Avoiding Foreclosure and Eviction

                                Thinking about purchasing a home, OR avoiding the pitfalls of foreclosure?

White Oak Foundation, Inc. is a HUD Approved Agency

Cost:   $25 Individual    $35 Couple

Saturday, July 31, 2021, 9am – 3pm 

Please Call 919-362-6799 to Register by July 27, 2021

Seating will be limited to Ten per class.

You Must Pre-Pay to Attend Boxed Sandwich Lunch Will Be Provided


Please click below to Buy Now, then enter your ticket cost and quantity.



Topics to be covered in the class include:

  • Are You Ready to Buy a Home?
  • Managing Your Money
  • Understanding Credit
  • Obtaining a Mortgage Loan
  • Shopping for a Home
  • Protecting Your Investment
  • Fair Housing Survival Tips for Homeowners
  • Foreclosure Prevention

For more information:  Send email  to  or  click here to  submit online contact form 



Additional Online Homebuyer Education



You may take the 8-Hour Homebuyer Education Workshop Online through E-Home America.

By following the provided link you are able to take this course at your convenience at the cost of $150.

This course is available in English or Spanish.

Click Here for More Information>>